Privacy Policy

Information We Collect

We may collect personal information that you voluntarily provide to us when you:

• Register for our services or events
• Fill out a form on our website
• Subscribe to our newsletter
• Request information or assistance
• Participate in our training programs

The personal information we collect may include:

• Name, email address, phone number, and mailing address
• Professional title and company name
• Educational background and demographic information
• Financial literacy assessment data
• Feedback and survey responses

Additionally, we automatically collect certain information when you visit our website, including:

• IP address and browser type
• Device information
• Pages viewed and time spent on our website
• Referring website or source

How We Use Your Information

We use the information we collect for various purposes, including to:

• Provide, maintain, and improve our services
• Process registrations and payments
• Communicate with you about our programs, events, and updates
• Respond to your inquiries and provide support
• Personalize your experience on our website
• Conduct research and analysis to enhance our educational offerings
• Comply with legal obligations

Information Sharing and Disclosure

We may share your information in the following circumstances:

• Service Providers: We may share your information with third-party service providers who perform services on our behalf, such as payment processing, data analysis, email delivery, hosting, and customer service.
• Partners and Sponsors: With your consent, we may share information with our educational partners and program sponsors to facilitate collaborative programs.
• Legal Requirements: We may disclose your information if required to do so by law or in response to valid requests by public authorities.
• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction.

We do not sell, rent, or trade your personal information to third parties for their marketing purposes without your explicit consent.

Data Security

We implement appropriate technical and organizational measures to protect the security of your personal information. However, please be aware that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

We maintain data security by:

• Using encryption for sensitive data transmission
• Implementing access controls and authentication measures
• Regularly reviewing and updating our security practices
• Training our staff on data protection and privacy
• Conducting periodic security assessments

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to collect information about your browsing activities on our website. Cookies are small text files stored on your device that help us improve your experience, understand site usage, and enhance site functionality.

The types of cookies we use include:

• Essential Cookies: Necessary for the website to function properly
• Analytical/Performance Cookies: Help us understand how visitors interact with our website
• Functionality Cookies: Allow the website to remember choices you make
• Targeting Cookies: Record your visit to our website, the pages you visit, and the links you follow

You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our website.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

• Access to the personal information we hold about you
• Correction of inaccurate or incomplete information
• Deletion of your personal information
• Restriction or objection to our processing of your information
• Data portability (receiving your information in a structured, commonly used format)
• Withdrawal of consent at any time (where processing is based on consent)

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

Children's Privacy

Our services are not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take steps to delete such information.

Third-Party Links

Our website may contain links to third-party websites, services, or applications that are not operated or controlled by us. This Privacy Policy does not apply to such third-party services. We encourage you to review the privacy policies of any third-party services you access through our website.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

We encourage you to review this Privacy Policy periodically for any changes. Your continued use of our website and services after the posting of changes constitutes your acceptance of such changes.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at: